I am an RV Owner Why do I need the RVPlusYou Protection program

As a RVPlusYou Recreational Vehicle Owner, your primary source of protection against loss is your automobile insurance policy, especially when you’re transporting your RV. However, certain insurance policies can contain exclusions, i.e. situations in which the insurance company will not pay for a claim. It is not uncommon for automobile policies to expressly exclude coverage Read More

How do settlements and policy payouts work

The RVPlusYou Protection Program has the option to settle a liability claim without your consent to settle; The program will pay up to the limit of liability for any one occurrence, and will independently settle or defend any claim or suit asking for damages. The duty to settle or defend ends when the limit of Read More

What is my role throughout the claims process

Fully participate and cooperate in the investigation and the defense of the claim against you; It is important that you share all information that you have about the claim with your claim team; Be prepared to attend examinations for discovery, mediation, settlement conferences, or a trial.

Once the claim is reported what happens next

The RVPlusYou Protection Program insurers will appoint a claims adjuster to investigate the circumstances of the loss. The RVPlusYou Protection Program insurers will assess the claim to determine what coverage is available and then evaluate the claim directing any further investigation or litigation necessary. In the case of a legal action made against you, The Read More

What should I do if a liability or injury claim is made against me

Any occurrence or circumstances that could give rise to a damage or liability claim made by a renter or owner must be reported immediately. Please see our Damage Policy for details and contact RVPlusYou immediately to file a claim report under the RVPlusYou Protection Program. Assume no obligation, admit to no liability or incur any Read More

How does the liability deductible apply

A deductible is the portion RVPlusYou recreational vehicle owners are responsible for paying in the event of a claim. For example, the RVPlusYou Protection Program has a $2,500 deductible and a program limit of $300,000 in liability protection.

How would the RVPlusYou Protection Program respond where a guest slips on Member Host property and sues

The RVPlusYou Protection Program liability coverage protects RVPlusYou recreational vehicle owners in the event that someone is injured on your recreational or you are deemed responsible for personal injury or property damage through negligence, in every case solely associated with a RVPlusYou booking. The program will also defend any claims against RVPlusYou recreational vehicle owners Read More

Why do I need the RVPlusYou Protection Program

As a RVPlusYou member, your primary source of protection against damage or liability is your automobile insurance policy, especially when the RV is being transported. However, certain insurance policies can contain exclusions, i.e. situations in which the insurance company will not pay for a claim. It is not uncommon for automobile policies to expressly exclude Read More

What happens if my renter cancels?

If your renter cancels their reservation, your cancellation policy will be employed and you will be paid accordingly. Note: Your renter must click the cancellation button to officially cancel. Please advise your renter that they responsible for the Guest Fees, whether or not you cancel, or they cancel. Only if you cancel will they be Read More