How long does the claim process take?

Every loss is different. For example, the restoration of significant damage caused by a fire may take longer than a claim for a straightforward theft. Our carrier will make every effort to provide you with all the information you need up front in order to move the process along quickly, however each claim is different. Read More

What information or documents will I need to provide if I make a claim

See our Damage Policy for details. Here’s what will be asked of you when you start your claim: Provide as many details as possible regarding the incident; A police or fire department report (if one was made); For equipment or appliances, documentation includes things like invoices, receipts, photos, make/model/serial numbers (or even user guides and Read More

What is the difference between Replacement Cost and Actual Cash Value

Replacement cost for contents means the cost on the date of the loss or damage, of repairing or replacing (whichever is less) damaged property with new property of similar kind and quality, without deduction for depreciation, but not exceeding the applicable amount (s) of insurance as shown on the coverage summary page for any loss Read More

Why should I complete a property contents inventory

It’s a good idea to create an up-to-date contents inventory to to expedite a claim settlement if you ever need to make one. With a complete contents inventory, our partners can verify property easier, which makes settling any claim easier. Video of your RV set up at the rental location is a good way to Read More

What is accidental damage

The definition of accidental damage is pretty uniform across insurance policies: damage that occurs suddenly as a result of an unexpected and non-deliberate external action. In layman’s terms, that usually means an unintentional one-off incident that harms the Recreational vehicle or its contents. So, general wear and tear or damage that occurs gradually will be Read More

How would the RVPlusYou Protection Program respond where a guest destroys a lamp in my RV and will not pay to replace it

The RVPlusYou Protection Program property coverage protects RVPlusYou Recreational Vehicle Owners in the event of accidental loss or damage to real or personal property caused by guests and/or arising out of your activities as a RVPlusYou Recreational Vehicle Owner, above a minimum claim threshold of $100.00. Maximum, $5,000.  Note: The security deposit may also be Read More